Alipay : The perfect e-wallet to pay on AliExpress

Alipay is one of the most secure and convenient payment methods on AliExpress.

Developed by the Alibaba Group, this digital wallet allows buyers worldwide to make payments easily, without the risk of fraud.

With its multiple levels of protection, Alipay ensures a smooth and secure shopping experience.

In this guide, we will detail how it works, its benefits, and how to use it effectively on AliExpress.

 

What is Alipay and how does it work?

Alipay: A Secure Digital Wallet

Alipay is an online payment service designed to simplify e-commerce transactions, especially on AliExpress and other partner platforms. Developed by Ant Group, a subsidiary of Alibaba, it acts as an intermediary between your bank and the seller, ensuring security and convenience.

Similar to PayPal, Alipay allows you to make payments without directly sharing your bank details with sellers.

How does Alipay work?

The process is simple and quick:

1. Adding funds: You top up your Alipay account by linking a bank card (Visa, Mastercard, etc.) or by transferring money.
2. Secure payment: When making a purchase on AliExpress, select Alipay as your payment method.
3. Buyer protection: The money is temporarily held until you confirm receipt of the product. In case of an issue, Alipay streamlines refunds.

Thanks to its payment protection system, Alipay is one of the safest ways to pay on AliExpress.

Why use Alipay on AliExpress?

Using Alipay on AliExpress offers many benefits in terms of security, purchase protection, and simplicity. This digital wallet is designed to make every transaction easier and safer.

1. Enhanced Security

• Protection of bank details: Your financial information is never shared with the seller, reducing the risk of fraud.
• Advanced authentication: Alipay uses biometrics, transaction encryption, and two-step authentication to secure every payment.

2. Purchase Protection

• Refund if there's a problem: If you do not receive your product or if it does not match the description, Alipay makes refunds easier.
• Escrow payment: The money is held by Alipay until receipt is confirmed, ensuring a risk-free transaction.

3. Ease of Use

• Pay in just a few clicks: Once your account is set up, Alipay streamlines your payments and enables ultra-fast transactions.
• International use: More and more e-commerce platforms accept Alipay, making it a convenient alternative to PayPal.

How to set up Alipay on AliExpress?

Setting up Alipay on AliExpress is easy and fast. In a few steps, you can secure your payments and enjoy purchase protection.

Steps to activate Alipay on AliExpress

1. Log in to AliExpress

• Go to AliExpress.com or open the mobile app.
• Log in to your account.

2. Access your Alipay section

• Click on “My Account”, then select “My Alipay”.

3. Adding a bank card

• Follow the instructions to link a bank card (Visa, Mastercard, etc.).
• Check and confirm the required information.

4. Activation and use

• Once the card is added, Alipay is ready to use for your payments on AliExpress.
• Each time you make a purchase, select Alipay as the payment method for a quick and secure transaction.

Why set up Alipay?

• Time-saving: No need to enter your bank details every time you buy something.
• Extra security: Your bank information is protected by Alipay, reducing the risk of fraud.
• Better payment management: Track your transactions directly from the Alipay app.

Alipay and buyer protection

One of the biggest advantages of Alipay on AliExpress is its buyer protection program. This system ensures secure transactions and safeguards buyers in case of any problem with their order.

How does buyer protection work with Alipay?

• Escrow payment: The money is held by Alipay until you confirm receipt of the order.
• Opening a dispute: If your product does not arrive or is not as described, you can file a claim directly through AliExpress.
• Quick refund: After reviewing the dispute, Alipay can fully or partially reimburse the purchase amount.

Which cases are covered by Alipay protection?

• Item not received: If your order does not arrive within the estimated time, you can request a full refund.
• Item different from description: If the item is damaged, fake, or incomplete, you can request a full or partial refund.
• Payment issue: If an error occurs during the Alipay payment, the money is automatically refunded.

Alipay: More than just a payment system

Beyond its role as a secure payment solution, Alipay is a comprehensive financial platform that offers various innovative services.

This digital wallet goes far beyond simply paying for online purchases.

1. Consumer Credit: Alipay provides deferred payment and short-term credit options, allowing users to buy now and pay later.
2. Money Market Fund Investments: With Yu’e Bao, Alipay lets users invest their available balance in a money market fund, thus earning returns on their savings.
3. Insurance and Financial Services: Alipay offers various insurance policies that cover online purchases, health, and even travel, all accessible directly from the app.

How to top up your Alipay account?

Adding funds to your Alipay account is a quick and simple process. Whether you want to pay on AliExpress or use other services on the platform, here are the steps to follow to securely add money.

1. Log in to your account

• Open the Alipay app or go to the official website.
• Sign in with your credentials.

2. Access the top-up option

• Click on “Top Up” or “Add Money” in the main menu.

3. Enter the amount

• Specify the amount you want to add to your digital wallet.

4. Choose your payment method

• Bank card (Visa, Mastercard, etc.)
• Bank transfer (available in certain regions)
• Other local options depending on your country

5. Validate and confirm

• Check the payment details.
• Confirm the transaction by entering your PIN or using biometric authentication.

🎉 Good news: The funds are immediately available in your Alipay account, ready to be used on AliExpress and other compatible sites.

What is the Alipay Wallet?

The Alipay Wallet is a secure virtual space that lets you manage your payments, balance, and transactions. It works like a digital wallet where you can:

• Add money from a bank card.
• Transfer money between Alipay accounts or to other users.
• Make payments on AliExpress and other partner platforms.
• Withdraw funds to a bank account (depending on local conditions).

Alipay offers a smoother integration than a simple payment method and stands out by providing a centralized way to manage online transactions.

What financial benefits does Alipay offer?

Alipay encourages users to adopt its platform with various financial benefits, such as:

• Promotional offers on certain transactions and top-ups.
• Welcome bonuses for new users.
• Exclusive discounts on AliExpress and other partner platforms.
• Loyalty programs offering perks for regular users.

To enjoy these exclusive offers, it’s a good idea to regularly check the app or Alipay notifications.

Conclusion

Alipay transforms the shopping experience on AliExpress by providing a fast, secure, and convenient payment method.

With its buyer protection, user-friendly interface, and smooth integration, it stands out as an ideal alternative to PayPal for transactions on Alibaba Group platforms.

By using Alipay, you benefit from:

• Enhanced security with escrow payments.
• Simplified management of your payments and transactions.
• Exclusive perks such as special offers and discounts.

This guide has provided all the essential information to understand and use Alipay on AliExpress. If you’re looking for a hassle-free and optimized payment method for AliExpress, Alipay is the perfect solution.

Try it today and enjoy a secure and seamless online shopping experience.

FAQ Alipay: Frequently Asked Questions

1. Can I use Alipay without a Chinese bank account?

Yes, foreign users can use Alipay through the “Tour Pass” service, which lets you link an international bank card and make payments in China for 90 days.

2. Can Alipay be used outside of China?

Yes, Alipay is available in multiple countries and works with partner merchants in Europe, the United States, and Asia.

However, availability depends on your region and agreements between Alipay and local banks.

3. Which currencies does Alipay accept?

Alipay supports multiple international currencies, including the Euro (EUR), US Dollar (USD), British Pound (GBP), and many others.

The currency conversion is automatically done at the time of payment, but fees may apply.

4. Can I withdraw cash with Alipay?

No, Alipay is mainly designed for online and in-store payments.

It does not allow you to withdraw cash at ATMs, except in certain specific cases in China through linked bank cards.

5. How do I link a foreign bank card to Alipay?

To add an international bank card:

1. Log into your Alipay account.
2. Go to “Bank Cards”.
3. Add a Visa, Mastercard, JCB, or another compatible card.
4. Follow the verification steps required by your bank.

6. Can I use Alipay to pay for a subscription or online services?

Yes, some online services accept Alipay for subscriptions, including Chinese streaming platforms, transportation services, and certain e-commerce sites.

However, this depends on the merchant and the region.

7. What types of insurance does Alipay provide?

Alipay offers several insurance products, including fraud protection, travel insurance, and coverage for online payments.

These services are accessible through the app, primarily for Chinese users.

8. How do I contact Alipay customer support?

• Through the app, by going to the “Help” section.
• On the official website global.alipay.com.
• By contacting AliExpress support if the issue concerns a purchase made on the platform.